Apple fans can now get their hands on the new iPhone X handset in stores as it goes on general sale from today.
According to the company, demand for its most expensive phone to date over the past week while it has been available to preorder has been ‘off the charts’.
The new phone comes with exclusive features including animated emojis (animojis) that mimic your own expressions, Face ID and a Super Retina Screen.
But with prices starting at £999 for a 64GB model, they don’t come cheap, so making sure you get the best deal should be a top priority if you are planning on making the investment.
iPhone X: The 10th anniversary handset goes on general sale today
The first thing to consider is whether you are going to buy outright or in installments through a pay-monthly contract.
Paying monthly is typically the most popular option as it doesn’t require such a hefty outlay to start with – although there’s usually an upfront lump sum to pay. But such contracts always end up costing you more for the handset over the course of a typical two-year deal.
Currently the cheapest iPhone X pay monthly deal on the market is with O2 through Mobiles.co.uk It’s £39 per month with a £449.99 upfront cost. The 24-month contract comes with 10GB of data and unlimited calls and texts and costs £1,385.99 over the contract term.
This works out £194.99 more expensive than buying the handset outright and picking the cheapest SIM-only deal with a decent data allowance – which comes from Plusnet (powered by EE) and includes 3.5GB of data, 1,000 minutes and unlimited texts for £8 per month.
It’s a 12-month contract but if you continue on the same deal for two years the total cost would be £1,191, compared to the £1,385.99 bill for the cheapest pay monthly offer outlined above.
Vix Leyton of Broadband Choices says: ‘SIM-only contracts have come a long way in the last 12 months and can offer many of the same benefits of a longer-term contract but without the commitment, with hefty data allowances and options including roaming, unlimited texts, and even international calls.
‘While it’s tempting to take a “free” handset, the figures bear out that paying what you can afford towards the collateral of the handset upfront really does save you money in the longer term.’
Best pay-monthly and SIM-only deals
Broadband Choices has rounded up the top deals for the iPhone X available in the table below. Scroll down for the best SIM-only tariffs.
|Provider||Network||Data, minutes and texts allowance||Upfront cost||Monthly cost||Total contract cost||Free gift|
|Carphone Warehouse||O2||20GB, Unlimited||£149.99||£61.00||£1,613.99|
|Mobile Phones Direct||Vodafone||70GB, Unlimited||£30.99||£68.00||£1,662.99||Free Spotify, now tv or Sky sports|
|BT Mobile||BT Mobile||6GB, Unlimited||£150.00||£65.00||£1,710.00||Free BT Sport|
|Three||Three||12GB, Unlimited||£79.00||£68.00||£1,711.00||Gobinge – free streaming|
|Affordable Mobiles||Three||30GB, Unlimited||£79.00||£73.00||£1,831.00|
|Source: Broadband Choices, correct as of 3 November 2017|
|Network||Data, minutes and texts allowance||Monthly cost||SIM-only provider/ network||Contract length||Total contract cost|
|iD mobile||1GB, 250, 5,000||£4.00||iD mobile||1||£1,003.00|
|iD mobile||2.5GB, 500, 5,000||£7.00||iD mobile||1||£1,006.00|
|Plusnet||3.5GB, 1,000, Unlimited||£8.00||Plusnet||1||£1,007.00|
|giffgaff||3GB, 500, Unlimited||£10.00||giffgaff||1||£1,009.00|
|Smarty||4GB, Unlimited, Unlimited||£10.00||Smarty||1||£1,009.00|
|Three||4GB, Unlimited, Unlimited||£9.00||Three||12||£1,107.00|
|Three||12GB, Unlimited, Unlimited||£12.00||Three||12||£1,143.00|
|Virgin||13GB, 2500, Unlimited||£13.00||Virgin||12||£1,155.00|
|BT Mobile||3GB, Unlimited, Unlimited||£14.00||BT Mobile||12||£1,167.00|
|O2||20GB, Unlimited, Unlimited||£21.00||O2||12||£1,251.00|
|Source: Broadband Choices, correct as of 3 November 2017|
Other ways to buy
If you cannot afford to buy the phone outright, using a 0 per cent interest credit card can means you benefit from the savings of a SIM-only deal without shelling out for the mobile all at once.
This option comes with an important health warning though before you even consider it.
You MUST pay off the balance in time and always make sure to pay at least the minimum payment each month to avoid losing the 0 per cent promotion. The best tactic is to set up a monthly direct debit.
If you are sure you will be disciplined about repaying, there are a whole host of cards offering 24 months’ zero per cent interest on purchases or longer to clear your debt before they apply any interest.
The top offer currently available is from Sainsbury’s Bank and gives 31 months’ 0 per cent interest on spending but only those with a perfect credit history are likely to be accepted for it.
What about Apple Financing or Unshackled?
There are a couple of other options to spread the cost of your handset, which aren’t the cheapest options but can still cost less than paying through a contract.
Unshackled offers a best of both world’s approach – phone buyers can spread the cost of their handset without having to commit to a contract. You pay £45.77 per month for just the 64GB handset – that’s a total of £1098.48 over two years.
While this still comes in £99.48 more than buying the handset outright, if you opt for the cheapest SIM-only deal from Plusnet, the total comes out at £1,290.48 – that is still £95.51 cheaper than taking out a pay-monthly contract.
Unshackled also offers SIM-only contracts, including the same best-buy Plus Net SIM-only contract that you can pay for as part of the same monthly bill as the handset to make things easier.
Apple offers payment plans through Paypal Credit or Barclays Financing. These allow you to spread the cost over six, 12, 18 or 24 equal monthly payments but they charge 14.9 per cent interest.
This means you pay £47.95 per month, or £1,150.80 in total for just the handset.
Again it is still cheaper to spread the cost of your mobile in this way (by £43.19 over 24 months) and take out the cheapest SIM-only deal compared to a traditional pay monthly deal.
Top tip: Make sure you get your data use right
Face ID: You can unlock the new phone with just your face
Data usage is one of the top factors when it comes to costs of your contract.
While opting for less data will usually get you a cheaper deal you have to balance this with the fact that buying extra, or charges for using more than your contract, are usually more expensive.
Vix Leyton of Broadband Choices says: ‘Take a look at your average data usage, and what you’re using it for before starting to shop to ensure you don’t accidentally pay for benefits that you simply don’t need.’
Most networks have data calculator tools you can use to figure out how much you realistically might need, according to your habits.
Alternatively you can use your mobile bills to see your past usage.
Sell your old mobile
Most households will have a draw somewhere where they stash their old mobile handset after an upgrade just in case.
Instead of leaving it to gather dust you can trade them in to get money off your new contract with some phone companies or sell it for cash.
HOW MUCH CAN YOU GET FOR TRADING IN AN IPHONE 6 or 7?
iPhone 6 (32GB)
- SellPhones.co.uk: £150
- Music Magpie: £139
- Carphone Warehouse: up to £137
- Mazuma Mobile: £125
- Envirofone: £130
- Apple Trade Up: Up to £130
iPhone 7 (32 GB)
- Music Magpie: £330
- SellPhones.co.uk: £310
- Carphone Warehouse: up to £320
- Mazuma Mobile: £320
- Envirofone: £320
- Apple Trade Up: up to £340
Vix Leyton says: ‘One way to free up cash to invest in your new iPhone X is to consider recycling your current phone using a site such as sellmymobile.
‘A working iPhone 7 (128GB) will currently get you up to £345 cash – and even if you’re working with a slightly more retro model, iPhone 5 (64GB) is still worth up to £67. It only takes a few minutes to request a recycle pack.’
It’s worth comparing the prices you can get for your old handset online to make sure you get the top price for it.
Sellmymobile is a good place to start as it draws in prices from a handful of different trade in sites but it is also worth comparing deals direct.
Apple has its own Trade Up programme, which offers credit towards a new phone if you take handsets into stores.
Remember, the best prices are typically offered for unlocked phones and in working or new condition.
Animojis: iPhone X users can create animated emojis using their own facial expressions
Get cashback with the click of a mouse
Cashback is a no-brainer. It’s as simple as using a comparison site.
You can sign up for free using just your email address and search for deals on SIM-only, handsets and bundled contracts on the network of your choice.
Once you click through the deal you want on the cashback site, you can buy your contract on the provider’s site as normal.
Quidco has a heap of deals on mobile contracts.
For example, it offers cashback of up to £70 on iPhone contracts from EE, £105 for an O2 pay-monthly deal and up to £135 for a Virgin Mobile deal.
Topcashback is currently offering up to £85 cashback on iPhone X contracts from Carphone Warehouse, with a £15 bonus for new customers until 10 November.
On its list is also a £100 deal with Sky mobile, £90 for BT Mobile and £80 with Three mobile.
THIS IS MONEY’S FIVE OF THE BEST BROADBAND DEALS
Sky’s Unlimited Broadband deal with TV and Sky Sports bundle comes with up to 17 Mbps speeds It costs £60 per month for the first 12 months, after that it costs £68.99. 29.95 setup fee applies.
NowTV’s Brilliant Broadband Combo deal comes with Sky movies which includes over 1,000 films on demand. It comes with connection speeds of up to 17Mbps and costs £29.98 per month with a £22 setup fee on a 12-month contract. After that the price jumps to £34.98 per month
Talk Talk’s TV with Fast Broadband package comes with up to 17 Mbps speeds and 6 Sky entertainment channels plus free weekend calls. It costs £23.95 per month with a £50 set-up fee. The price is fixed for 12 months.
Virgin Media’s Vivid 100 Fibre Broadband and Talk Weekends deal comes with up to 100 Mbps speeds. It costs £34 per month on an 12 month contract. £20 setup fee applies. At the end of the contract the price jumps to £45 per month
PlusNet Unlimited Broadband with up to 17 Mbps speeds comes with a £50 prepaid Mastercard reward It costs £19.99 per month on an 12 month contract. At the end of the contract the price jumps to £28.98 per month.There are no activation charges
Courtesy: Daily Mail Online