It is easy to get swept up in the Black Friday madness and end up buying a whole basket of stuff you may not actually need, and perhaps isn’t quite as good value as you first thought.
As more and more companies get in on the Cyber Weekend action savvy consumers can now find deals that won’t just pay today, but could save you money all year round.
We have scoured the web for the top deals to help your personal finances rather than those that drain your bank balance from discounted broadband or car insurance deals to cheap flights or an Avios points boost.
Beat the Black Friday madness: We round up the best deals that could see you saving money all year round
GET AN AVIOS BOOST ON YOUR BLACK FRIDAY SHOPPING
If you collect Avios points it’s worth knowing that you can shop through eStore this Black Friday and earn extra airline points.
If you have an account all you need to do is search for the retailer you want and click through as normal to buy.
Avios is offering double points (typically 4 points per £1) with a bunch of retailers while spends with some shops earn as much as 8 or even 12 Avios per £1.
Buying a new TV from John Lewis for £500, for example, could earn you 2,000 Avios. You could earn nearly as many Avios from a £160 coffee machine from Selfridges, as the eStore offers 1,920 points with its current 12 point per £1 promotion with the department store.
It’s list includes the likes of Apple, M&S, Currys and House of Fraser, Tesco Direct and John Lewis all of which have Black Friday and Cyber Weekend promotions on. You can view the full list here.
Broadband and TV deals
There are a handful of providers offering Black Friday or Cyber Monday discounts on contracts, which could save you hundreds all year round.
Most of the big names have discounts and some chuck freebies and cashback your way if you sign up today too.
For example Now TV is offering two months for the price of one on Sky Cinema and Sky Entertainment passes.
BT is offering a £100 reward card, PlusNet gives £75 cashback, Post Office offers £30 off your bill and Sky gives a £50 prepaid Mastercard.
Here are the top Broadband deals:
|Provider||Package||Offer||Offer end date|
|BT||BT Unlimited Infinity 1 + Weekend Calls||BT Sport included and £100 reward card||27-Nov-17|
|Plusnet||Unlimited Broadband||Get £75 cashback when you sign up||28-Nov-17|
|TalkTalk||Fast Broadband||Discounted contracts and prices won’t go up during contract||30-Nov-17|
|Sky||Broadband Unlimited||Get £50 prepaid card||07-Dec-17|
|Post Office||Unlimited Broadband and Weekend Calls||Get £30 bill credit||27-Nov-17|
|Vodafone||Unlimited Fibre 38||6 months’ free F-Secure SAFE anti-virus software||27-Nov-17|
|Virgin Media||Full House Bundle||Get all the BT Sports channels in HD||27-Nov-17|
|Source: Broadband choices, correct as of November 24|
Got your eye on a new iPhone X: You might be able to get a cheaper deal using the Black Friday sales
Buying a smartphone is eye-wateringly expensive with handsets now reaching prices you would typically associate with a new computer or flat screen TV.
If you are in the market for a new phone, Sim-only contract or pay-monthly deal now could be the time to act.
The best deals tend not to be available on the newest and smartest handsets though as most companies want to drive more people to their slightly less popular mobiles.
You also MUST make sure any contracts you choose fit your usage – otherwise you will end up paying far more in penalties for going beyond your contract limits.
The below table shows the top deals rounded up by Broadband Choices.
|Provider||Device||Data, minutes, texts||Price||Contract length|
|Three||Sim-only||12GB, Unlimited, Unlimited||£13||12 months|
|Virgin mobile||Sim-only||Unlimited,Unlimited,Unlimited||£20||12 months|
|BT mobile||Sim-only||4GB data, Unlimited, Unlimited||£10 for existing customers (£15 for new customers)||12 months|
|Tesco mobile||Sim-only||£10GB, 3000, 5000||£15||12 months|
|Plusnet mobile||Sim-only||2GB, 2000, Unlimited||£7||1 month|
|iD mobile||Sim-only||2.5GB, 250, 5000||£6||1 month|
|Direct mobiles||iPhone x||5GB, Unlimited, Unlimited||£57.99 per month||24 months|
|Three||iPhone SE||4GB, Unlimited, Unlimited||£20 per month||24 months|
|Direct mobiles||Galaxy S8||2GB, Unlimited, Unlimited||£22.99 per month||24 months|
|Source: Broadband choices, correct as of November 24|
Beat the Winter blues: Book you summer holiday now and get a discount on flights with a handful of airlines
There are a handful of airlines and holiday companies who have joined the Black Friday rush.
Booking your next holiday now, could therefore both help you through the winter blues and save you a heap of cash.
British Airways has a bundle of discount deals on today. It’s advertising the following for example.
- Flights to Venice and two nights hotel accomadation from £92 per person
- Flights to Nice and and a two- night hotel stay from £99 per person
- flights to Barcelona and a two-night hotel stay from £99 per person
Virgin Atlantic also has a promotion running. Some of the top deals we spotted included return flights to New York for £369 or St Lucia for £389.
Another handy extra, currency exchange specialist Travelex also currently has a Black Friday sale on across all currencies. It’s currently offering for example a rate of 1.106 when buying Euros or 1.3101 when buying US Dollars.
Nest Thermostat: Buy now and save money on your bills all year round
Cut your bills and get a discount
There are some utilities and insurance providers using Black Friday gimmicks to try to lure in more customers.
Remember: You should always check the best deals using a price comparison site and make sure the insurance cover or broadband contract suits your needs first. But it may knock some of the cost off your annual bill if you buy at the right time.
MoneySupermarket has a Black Friday deals page which includes offers such as £125 prepaid card when you sign up to an EE broadband deal or a free nights stay at a hotel if switch energy supplier to EDF.
Other deals on bills include, £25 in Nectar points when you take out home insurance with Sainsbury’s Bank, £20 off car insurance policies with Geoffrey insurance and up to 24 per cent off travel insurance packages with Columbus Direct.
So if you have a company in mind it could be worth running a quick search online over the weekend to see if it is offering any deals to entice in new customers.
It could be worth considering a smart thermostat to help you save money on your energy bill all year round.
These clever thermostats sync with a mobile app to let you control the temperature of your home and set heating schedules at the touch of a button.
TOP OFFERS ON KIT YOU MIGHT ACTUALLY NEED
Clean up your act: Buying anew vacuum doesn’t exactly scream excitement but they come with a hefty price tag so it’s worth making the most of discounts.
There are some good offers around this weekend. For example, you can currently pick up a new Dyson V6 cordless vacuum cleaner for £229 (previously £469) on AO.com.
Get comfy: There are a whole host of offers out there on furniture from discounts on a new mattress to upgrading your dining room table.
A few we have seen include:
- Up to 75 per cent off at Wayfair,
- Up to 50 per cent at Dwell
- Up to £700 off at to at Habitat,
- Up to £350 off at DFS
- Up to 60 per cent off at Dreams.
Apple iPad: Apple currently has a Black Friday deal which gets you a free gift card worth up to £120 when you buy some products. But you may be better off buying elsewhere.
Binge watching: TVs are one of the most popular Black Friday sale items meaning most stores are offering decent discounts on them.
One offer to catch This is Money’s eye was the SAMSUNG UE49MU6120 49 inch Smart 4K Ultra HD HDR LED TV from Currys. It costs £449.00, saving £300.00.
Dirty laundry? AO, which typically has some of the most competitive deals on white goods, is offering £40 all kitchen appliances today over £399, plus individual discounts on products.
For example, it’s currently offering a BEKO 7Kg / 5Kg Washer Dryer for £319 with a £60 saving. Again you should also check out John Lewis, Argos and Currys.
Don’t forget, Boots Appliances is run by AO so it’s worth checking the site first to see if you could earn Advantage points on your spends.
The same BEKO washer dryer costs £304 via Boots and would earn you 1,216 Advantage points – worth £12.16.
Laptops: Again laptops are one of the products you will find countless deals on this Black Friday. Try Amazon, Currys, AO, Argos and John Lewis in particular.
This is money found a Microsoft Surface 128GB pro with a saving of £250 ( costing £849 at Currys. If you use the discount code BFSUR50 at checkout you get another £50 knocked off.
Keep fit: Rather than waiting for the new-year health kick, investing in a fitness watch now could save you some dough. Amazon currently has a £53 discount on the Fitbit Blaze. It costs £106.99.
Gym bunny: Along a similar vein, you could save some cash by signing up for a gym membership now if you were considering getting into shape.
Representative example: If you spend £200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable). Credit limits and terms may vary based on your individual circumstances. Balance transfer offers and introductory fees limited to transfer made with 60/90 days of account opening. See product specific T&Cs. * must spend £1k within 3 months
Courtesy: Daily Mail Online